Terms of Service

Effective Date: June 1, 2026

Welcome to Homeward Talks (“Homeward Talks”, “we”, “us”, or “our”), a digital community and learning platform operated by Homeward Public Affairs Inc. (“Homeward”).

By accessing or using Homeward Talks, including our website, forums, discussion spaces, events, webinars, resources, and related services (collectively, the “Platform”), you agree to be bound by these Terms of Service (“Terms”).

If you do not agree with these Terms, you may not access or use the Platform.

1. Eligibility

You must be at least 18 years of age to create an account or use the Platform.

By using the Platform, you represent and warrant that:

• You have the legal capacity to enter into these Terms;
• All information you provide is accurate and current;
• Your use of the Platform complies with all applicable laws.

2. Purpose of the Platform

Homeward Talks is intended to facilitate professional discussion, education, networking, and collaboration related to public affairs, government relations, policy, advocacy, community leadership, and related topics.

The Platform is not intended to provide legal, financial, accounting, investment, political, lobbying, regulatory, or other professional advice.

Any information shared on the Platform is provided for general informational purposes only.

3. User Accounts

You may be required to create an account to access certain features.

You are responsible for:

• Maintaining the confidentiality of your login credentials;
• All activity occurring under your account;
• Promptly notifying us of any unauthorized access.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Community Standards

Users are expected to participate respectfully and professionally.

You agree not to:

• Harass, intimidate, threaten, or abuse other users;
• Post defamatory, discriminatory, hateful, or unlawful content;
• Impersonate another individual or organization;
• Distribute spam or unauthorized advertising;
• Upload malicious software or harmful code;
• Interfere with the operation of the Platform;
• Share confidential information without authorization.

We reserve the right to remove content and suspend or terminate accounts at our sole discretion.

5. User Content

You retain ownership of any content you submit to the Platform, including posts, comments, documents, images, videos, and other materials (“User Content”).

By submitting User Content, you grant Homeward a non-exclusive, worldwide, royalty-free license to:

• Host;
• Store;
• Display;
• Reproduce;
• Distribute;
• Modify as necessary for technical operation of the Platform.

You represent and warrant that you have all necessary rights to submit such content.

6. Intellectual Property

All content provided by Homeward, including:

• Training materials;
• Courses;
• Templates;
• Frameworks;
• Presentations;
• Videos;
• Graphics;
• Logos;
• Branding;

remain the property of Homeward Public Affairs Inc. or its licensors.

Users may not reproduce, sell, distribute, publish, or commercially exploit Homeward materials without written permission.

7. Events, Webinars, and Educational Content

Homeward Talks may offer webinars, workshops, learning sessions, discussion forums, and events.

Participation in these activities does not create:

• A consulting relationship;
• A legal advisor-client relationship;
• A lobbying relationship;
• Any professional services engagement.

Separate agreements may apply where Homeward is formally retained to provide professional services.

8. Payments and Subscriptions

If the Platform offers paid memberships, subscriptions, events, or services:

• Fees are payable in advance;
• Fees are non-refundable unless otherwise stated;
• We may change pricing with reasonable notice;
• Failure to pay may result in suspension of access.

9. Privacy

Your use of the Platform is also governed by our Privacy Policy.

By using the Platform, you consent to the collection, use, and disclosure of information as described in the Privacy Policy.

10. Third-Party Services

The Platform may contain links to third-party websites, applications, or services.

Homeward is not responsible for:

• Third-party content;
• Third-party privacy practices;
• Third-party products or services.

Accessing third-party services is at your own risk.

11. Disclaimer of Warranties

The Platform is provided on an “as-is” and “as-available” basis.

To the fullest extent permitted by law, Homeward disclaims all warranties, including:

• Merchantability;
• Fitness for a particular purpose;
• Non-infringement;
• Accuracy or completeness of information.

We do not guarantee uninterrupted access to the Platform.

12. Limitation of Liability

To the fullest extent permitted by law, Homeward, its officers, directors, employees, contractors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Use of the Platform;
• Inability to access the Platform;
• User content;
• Reliance on information shared through the Platform.

In no event shall Homeward’s total liability exceed the amount paid by the user to Homeward during the twelve (12) months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless Homeward, its directors, officers, employees, contractors, and affiliates from any claims, losses, damages, liabilities, and expenses arising from:

• Your use of the Platform;
• Your violation of these Terms;
• Your violation of any law or third-party rights.

14. Suspension and Termination

We reserve the right to suspend or terminate access to the Platform at any time if:

• These Terms are violated;
• We believe continued access poses risk to users or the Platform;
• We discontinue the Platform.

15. Changes to These Terms

We may update these Terms from time to time.

Updated Terms will be posted on the Platform with a revised effective date.

Continued use of the Platform following changes constitutes acceptance of the revised Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein.

Any dispute arising from these Terms shall be submitted to the courts located in Ontario, Canada.

17. Contact Information

Questions regarding these Terms may be directed to:

Homeward Public Affairs Inc.
Email: info@homewardpa.ca
Website: https://homewardpa.ca